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12 Insensitive Things Rich People Say About the Poor

By

Dan Smith

, updated on

February 17, 2025

In a world where economic divides are growing wider, comments made by the wealthy can sometimes sound less like observations and more like insults. And so, we've compiled a list of things rich folks have been overheard saying about the less fortunate—phrases that might just make your jaw drop. Keep in mind that not all rich people make these remarks, but these gems are still floating out there.

"Why don't they just buy cheaper stuff?"

Credit: pexels

Believe it or not, this gem was heard at a swanky dinner party. For many, "cheaper" still isn't cheap enough when you're struggling to make ends meet. It's not always about finding bargains but more about choosing between essentials like food or rent.

"They could save if they really tried."

Credit: pexels

Heard this one on a golf course, and no, it wasn't a joke. Saving money seems like a no-brainer—unless your bank balance is constantly flirting with zero. This comment overlooks the harsh reality of living paycheck to paycheck. For some, saving is a luxury they can't afford.

"If they were smarter, they wouldn't be poor."

Credit: pexels

Ironically overheard at a charity gala. It's easy to equate intelligence with financial success, but poverty isn't about being dumb. It's a complex mix of education, opportunities, and sometimes just plain bad luck. Life doesn't always hand out rewards for smarts alone.

"I gave a homeless guy advice instead of money."

Credit: pexels

We heard this in a coffee shop because, apparently, advice is the new currency! While good advice is valuable, it doesn't pay the rent or buy dinner. Sometimes, a few dollars can be far more helpful than a hundred words. Real talk and practical help often mean more.

"Poor people are just lazy."

Credit: pexels

Said with a shrug at a spa retreat. It's a stereotype that really misses the mark, especially considering how many juggle multiple jobs just to get by. Lazy is hardly the right word for someone working tirelessly to make ends meet. Hard work doesn't always equal wealth.

"They should stop buying Starbucks."

Credit: pexels

This one popped up during a luxury car test drive. It's trendy advice, but skipping lattes won't close the financial chasm. Besides, everyone deserves a little treat now and then. It's the small joys that keep us going.

"Poverty is a mindset."

Credit: iStockphoto

Caught this one at a book launch, no less. Sure, a positive outlook is great, but it's tough to think your way out of systemic financial struggles. If only good vibes could pay the bills, right? Optimism can't replace a paycheck.

"Just go back to school and get a better job."

Credit: flickr

Suggested casually at a networking event. Education is vital, but it's no magic fix, especially with skyrocketing tuition costs. Plus, not everyone can afford to hit the books again while working. Sometimes, life doesn't offer a do-over.

"They should have planned their finances better when they were younger."

Credit: pexels

Here's one often discussed over a lavish brunch. It's easy to talk about financial planning when you've always had resources. Many people never had the chance to climb that first step on the economic ladder. Planning is tough without a starting point.

"Just move to a cheaper area."

Credit: pexels

This one's from someone who's probably never had to choose between community and affordability. Moving isn't just about finding lower rent—it's about jobs, schools, and support systems. For many, it's not that simple to just pack up and go. Home is more than a price tag.

"They must have made bad life choices."

Credit: Wikimedia Commons

Of all places, these words are what can sometimes be mumbled at a country club. Reducing poverty to poor decisions overlooks the larger socio-economic barriers. Everyone makes a few bad choices, but not everyone has to face harsh consequences. Life throws curveballs we can't always dodge.

"I only buy organic, they should too—it's healthier."

Credit: pexels

Dropped this nugget during a yoga class. While it's great to have options, organic food often comes with a hefty price tag. Health isn't just about what you eat; it's also about what you can afford. Choices are a privilege that not everyone has.

"If they worked as hard as I do, they wouldn't be poor."

Credit: iStockphoto

Have you ever heard this boasted loudly at a company retreat? Hard work is essential but not the only ingredient for financial success. Many people work incredibly hard and still struggle, and effort doesn't always translate to wealth.

"They're just not taking the opportunities available to them."

Credit: pexels

Whispered during a theater intermission. Opportunities aren't equally accessible to everyone, and what looks like a missed chance might actually be out of reach. Not all doors are open to everyone. Sometimes, opportunity is a matter of luck and privilege.

"All they need is to budget their money better."

Credit: pexels

This is advised by someone who probably thinks budgeting solves everything. It's tough to budget when the numbers don't add up, no matter how you slice it. Budgeting can't create money where there isn't enough. It's not just about managing funds; it's about having them in the first place.

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