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States That Allow Employers to Check Your Credit Score

By

Dan Smith

, updated on

March 5, 2025

Embark on this tour of states where your employer is allowed to access your financial information and history. From Hawaii's sunny shores to the glamorous city life of Illinois, get exposed to the details of different state credit checks and make your choice of the next professional destination.

California

Credit: pexels

California allows employers to check your credit score if you are seeking employment in specific positions. These include managerial positions, law enforcement, and those dealing with large sums. It's inspired by the need to strike a balance between individual privacy and the capacity to handle financial responsibilities.

Colorado

Credit: pexels

While the state has legal provisions for checking credit limits, they're limited to specific individuals. Employers can only do this if the role involves financial responsibility or handling sensitive data. If you look forward to working in the finance and IT industries, you can brace yourself for credit checks.

Connecticut

Credit: flickr

Looking to work in Connecticut? You must be aware of the fact that your credit score will be evaluated, especially if you work in finance. If you're not handling dough, worry not, because it is not a mandatory requirement. Go and live your dream in the charm of New England.

Delaware

Credit: flickr

Employers in Delaware can have access to your credit score if you are looking to work with them. This is mainly for roles with financial duties. If you're not handling bucks, it may not affect you, despite the employer having the legal freedom to do so.

Hawaii

Credit: pexels

In Hawaii, your credit standing can be snooped on by the employer, especially if your role involves handling money. This should not worry you if you are in a different field because the checks will have little to no impact on the employment decision. Enjoy the unique cultural mix and opportunities.

Illinois

Credit: Wikimedia Commons

Just like its counterparts, Illinois allows your employer to peek into your credit. However, most of them only utilize this law for handlers of financial transactions; many jobs are exempt. The Windy City will offer you a bright platform for professional development and personal fulfillment.

Maryland

Credit: flickr

Seeking employment in Maryland will require you to give up your credit standing and privacy to your employer. If your gig is finance-related, this will be mandatory. Beyond that, you stand to enjoy Chesapeake Bay's allure, a rich public culture, and great career opportunities.

Nevada

Credit: flickr

Your credit score is accessible to Nevada employers and can deny you an opportunity in the field of finance if it doesn't meet the standards. While it can be checked for other roles, it rarely happens, and neither does it count when it does.

Oregon

Credit: flickr

If your role will require you to handle money, you can be sure that your Oregon employer will certainly check your credit standing. In other roles, you are likely to escape this hurdle and enjoy the flourishing landscapes and hipster vibes. Its laid-back lifestyle is ideal for work-life balance.

Vermont

Credit: flickr

Vermont provides your credit score to employers under specific legal limits. Specifically, finance roles mandate that they access this rather private information to ensure you can handle the responsibility. In other positions, all you have apart from working is maple syrup and Vermont's scenic beauty.

Washington

Credit: Wikimedia Commons

Washington's labor laws exempt your credit standing from employee privacy protection. This is especially true for roles where money is involved. Otherwise, relax and enjoy lush forests and the enticing tech hub Washington offers. Its diverse culture is an added advantage and adventure as you seek career growth.

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